The Foreclosure Profit Playbook

Every year, thousands of properties are sold at foreclosure and tax lien auctions, often for amounts far exceeding what was owed. What many people don’t realize is that this excess money—known as surplus funds or excess proceeds—doesn’t automatically go to the government or the bank. It rightfully belongs to the former homeowner or their heirs.

Yet, despite this, millions of dollars in surplus funds go unclaimed, simply because people don’t know they exist or don’t understand the process to recover them. The legal system surrounding surplus funds can be complex, involving strict deadlines, court procedures, and various state-specific rules. This lack of knowledge often leads to homeowners missing out on money that could help them rebuild their lives after losing their property.

This book is designed to change that. It will walk you step-by-step through the process of identifying, claiming, and recovering surplus funds—without relying on expensive third-party recovery agents or law firms. Whether you’re a homeowner looking to reclaim what’s yours or an heir who recently discovered a lost inheritance, this guide will empower you with the knowledge and tools you need to navigate the system effectively.

By the end of this book, you will not only understand your rights when it comes to surplus funds but also how to take control of the claims process from start to finish. This is your money—let’s make sure you get it.